Money, handled simply

E-Wallet is a digital wallet built for everyday banking in Nigeria — sending money, saving toward a goal, growing a fixed deposit, or pooling savings with people you trust.

What we do

We built E-Wallet around the things people actually do with their money day to day: move it, protect it, and grow it. Every account gets a dedicated virtual bank account for funding, so topping up is as simple as a regular bank transfer.

Transfers

Send money to any Nigerian bank account, save recipients as beneficiaries, and track every transfer.

Savings plans

Open a savings account against a plan, deposit toward a goal, and withdraw when you need to.

Fixed deposits

Lock funds in for a term at a fixed interest rate, with early liquidation available if plans change.

Ajo groups

Run traditional rotating group savings digitally — contribute each cycle, and payouts rotate automatically.

How your money moves

Deposits and transfers are processed through Paystack, a licensed payment infrastructure provider. Your dedicated account number is a real bank account issued in your name — funds sent to it are reflected in your wallet balance. We don't hold or move money outside of that regulated rail.

Security, plainly stated

  • Sessions are authenticated with signed tokens; passwords are never stored in plain text.
  • Payment processing is handled by Paystack — we never see or store your card details.
  • Every transfer and deposit is recorded and visible in your transaction history.

See our Privacy Policy for the full detail on how data is handled.

Ready to get started?

Setting up a wallet takes a couple of minutes.

Create your wallet